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Understanding Construction Loans & How They Work
Construction loans are an important but often overlooked type of financing for building homes and making large-scale additions to existing properties. To serve those interested
Home Loan Repayment Options: Principle & Interest vs Interest-Only
Principal & Interest (P&I) and Interest-Only (IO) are two different home loan repayment options that can help you achieve your dream of homeownership. Principal &
What is a Mortgage Offset Account?
When you have a home loan, you repay both the principal and the interest. Depending on the size of your loan, the interest payments can
Negative Gearing in Property: Everything You Need to Know
Negative gearing is a common investment strategy in Australia, particularly for rental properties. It involves borrowing money to invest in a property where the rental
How to Best Prepare for High Interest Rates (Best Tips)
Managing high interest rates influenced by the Reserve Bank can be challenging, especially when handling multiple accounts like transaction, savings, or linked accounts at different
10 Reasons to Get a Home Loan Pre-Approval Before an Auction
Home loan pre-approval is a preliminary assessment by the lender to determine how much credit you can be approved for when purchasing a home. While
6 Reasons to Consider Refinancing Your Home Mortgage
When it comes to refinancing your home loan it’s a decision that can truly impact your financial well being and your experience owning a home.
Does Doctor HECS Debt Affect Home Loan Borrowing Capacity?
The Higher Education Contribution Scheme (HECS) is a higher education loan program from the Australian government that aims to help university students, including aspiring doctors,
How Long Does It Take to Refinance a Home Loan?
When it comes to home loan refinancing, it is important to understand that refinancing means paying off your current or existing loan with a new
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