Loan

The experience of becoming a homeowner is both thrilling and intimidating for many first time home buyers. After successfully buying your first home, you will eventually accumulate a significant asset that could be useful to you in various ways. Applying for a home equity loan is one way to pursue this.  The value of a […]

If you’ve been shopping for a home loan for the first time, you may have encountered the term pre-approval. Some banks use the term unequivocally, while others use conditional approval and other terms. Let’s take a deep dive into what loan pre-approval is and why prospective homeowners need to grasp it before applying for a […]

If you’re considering purchasing a property, you might have heard the term Loan-To-Value Ratio (LVR). But what is it, and why does it matter? In this post, we’ll look closer at LVR and why it’s important to consider when buying a home.  Loan-to-Value Ratio: In a Nutshell Imagine you’re buying a house or any property […]

Going through the entire home loan application process can be overwhelming, especially if it’s your first time. But it can be a seamless and stress-free experience with the right mortgage broker to guide you all the way. Here are the basic steps when applying for a home loan to give you a headstart! Reach out […]

You will encounter the term Stamp Duty when buying a property in Australia. In this post, we’ll dive deep into stamp duty, how it is calculated, and how you can get exempted. What is stamp duty? Stamp duty, in a nutshell, is a state tax that applies when you’re purchasing a home or property. When […]

Have you ever wondered how wealthy and busy Aussies run bank errands? If you’re no stranger to long banking lines, banking rush hours (and days), and the hassle of offline ATMs, you may think that business executives and wealthy professionals undergo the same trial. That’s true—if they opt for retail banking designed for the mass […]

You might have encountered Lenders’ Mortgage Insurance (LMI) as a requirement when taking out a home loan. It may be especially confusing for first time buyers, and the cost of LMI may catch you off-guard. But what exactly is LMI, and is there a way to skip it? What is LMI? In a nutshell, Lenders’ Mortgage […]